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Meridian Debt Relief does not advocate that anybody default on his or her debts. This program is not designed to negotiate debts for people who have sufficient means to meet their debt obligations. If you have the ability to pay your minimum payments in a timely fashion, then it is in your best interest to do so.
Paying at least your minimum payment on time will help you maintain a high credit rating. Debt settlement is the superior alternative to bankruptcy. It is not a superior alternative to on time minimum monthly payments. Besides, creditors are not interested in negotiating debts of those people that are in the position to make minimum payments. In short, this program is NOT for people who are gainfully employed, have high credit ratings and can meet their monthly debt obligations.
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